Terms of Service

Last updated: November 17, 2024

1. Acceptance of Terms

By accessing or using Lullaby Ledger, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our platform.

2. Description of Services

Lullaby Ledger provides personal finance tracking, ledger management, and investment analysis tools. Services are available through web and mobile applications. We reserve the right to modify or discontinue any service at any time without prior notice.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials. All activity under your account is your responsibility. Notify us immediately at +1 (415) 873-4421 if you suspect unauthorized use.

4. Data and Privacy

We collect and process financial data solely to provide our services. Your information is stored securely and never sold. Full details are available in our Privacy Policy.

5. Intellectual Property

All content, logos, and software on Lullaby Ledger are owned by Lullaby Ledger Inc. You may not copy, modify, or distribute any part of the platform without written permission.

6. Limitation of Liability

Lullaby Ledger shall not be liable for any indirect, incidental, or consequential damages arising from use of the service. Our total liability shall not exceed the amount paid by you in the preceding 12 months.

7. Termination

We may suspend or terminate your access at any time for violation of these terms. You may cancel your account at any time via the settings page. Upon termination, all data may be permanently deleted after 30 days.

8. Governing Law

These terms are governed by the laws of the State of California. Any disputes will be resolved in the courts of San Francisco County.

Questions? Reach us at [email protected] or +1 (415) 873-4421.